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Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

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See how we rate banking products to write unbiased product reviews. The current best CD rate for a 12-month CD term is 4.60% APY from EagleBank. We review nationwide banks and credit unions daily ...

See how we rate banking products to write unbiased product reviews. A 3-month CD is a short-term CD. Banks and credit unions don't offer it as frequently as 6-month or 1-year CD terms, so you ...

This development will likely result in lower CD yields, just as the Fed’s decision to hike rates throughout 2022 and 2023 to stymie inflation led to yields increasing. While average CD rates ...