This can make it easy to spot trends month-to-month ... You can create your own budget spreadsheet or use an existing template, which gives you more flexibility to meet your personal needs.

A budget planner is a tool, such as a worksheet or template, that you can use to design ... The best budget is one that’s easy to use and stick with. No matter which budget planner you decide ...

If you have lots left over, you can adjust the budget for the next month and put those funds elsewhere. The benefit of this method is that it's visual and tangible, making it easy to understand ...