Lounge access, elite status and a slew of available travel and business credits make this card quite valuable — if you’ll use all of those perks. If not, the annual fee isn’t worth it.

$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases.

Time to go into full Snuggle Muffin mode — stuffed waffle maker, cult-fave reading journal, and self-heating foot masks ...