These coverages can protect your vehicle, but they're not always required — or necessary. Here's what to consider.

Collision and comprehensive insurance are two types of auto insurance coverages. They are not legally required by any state, but they pay for the cost to repair any damage to your car in a variety of ...

There are three main types of car insurance: liability, comprehensive, and collision. Full coverage car insurance combines all three and offers broad coverage for your car. Comprehensive coverage ...

That’s why many drivers opt for the highest level of insurance money can buy – comprehensive cover. Not only will you be ...

Collision vs comprehensive car insurance: which do you need? While collision and comprehensive car insurance are optional in every state, they’re required by lenders if you are financing or ...

Collision and comprehensive car insurance are two types of physical damage coverage protecting your vehicle. Collision coverage helps repair your car from traffic accident damages. Comprehensive ...

Car insurance policies often focus on essential coverage like third-party liability and own damage insurance. However, an ...

If a car has been involved in an accident or has suffered damage, the car insurance claim can impact its resale value. A car ...

No one wants to pay more than necessary for car insurance. Here are ways to lower your bill or find cheaper coverage. Comprehensive car insurance covers flood damage, but if you don’t have this ...

See how we rate auto insurance products to write ... To qualify for gap insurance, you need both comprehensive and collision coverage and pay an additional premium. After a total loss due to ...

The type of vehicle you insure impacts how much you spend on car insurance, especially if you’re buying collision and comprehensive insurance. Here’s a look at average car insurance costs for ...

Erik J. Martin is a Chicago area-based insurance writer whose articles have been featured in AARP The Magazine, The Chicago Tribune, Reader's Digest, USAA Magazine and other publications.