The following strategies can be particularly effective if your goal is to get debt collectors to cease their communication ...

There's a simple phrase you can use to stop debt collectors from contacting you — but it should be used in conjunction with other strategies. . Dealing with debt co ...

However, a debt validation letter is different. This is a document sent by a collection agency, showing that the debt exists and you are responsible. A call from a collection agency or debt ...

Study the validation notice you receive from the creditor or debt collector to ensure there is no incorrect information present in the letter. A charge-off as bad debt will negatively impact your ...